{
  "template_name": "mortgage_fraudulent_act_module_v1",
  "schema_version": "1.0-draft",
  "jurisdiction": "KR",
  "language": "ko-KR",
  "currency": "KRW",
  "purpose": "근저당권설정 자체가 사해행위인 사건에서 계약취소·등기말소를 기본구조로 삼고, 경매·배당 또는 원상회복 불능 시 배당금 상당 지급 또는 가액배상까지 분기할 수 있도록 계산·검증·문안 입력값을 생성하는 전용 모듈",
  "based_on": {
    "drafting_rule_file": "청구취지작성규칙_사해행위취소청구.md",
    "related_claim_info_family": [
      "C-009_claim_information.json",
      "C-010_claim_information.json"
    ]
  },
  "design_principles": [
    "근저당권설정 자체가 사해행위이면 기본 remedy는 근저당권설정계약 취소 + 근저당권설정등기 말소이다.",
    "근저당권설정형은 일반 소유권이전형 가액배상 엔진과 별도로 당사자 역할, 피담보채권, 등기상태, 경매·배당 여부를 집중 관리한다.",
    "등기말소가 가능하면 금전배상보다 말소를 우선한다.",
    "배당이 이미 이루어졌거나 원상회복이 곤란한 경우에만 배당금 상당 지급 또는 가액배상을 검토한다.",
    "금전지급형으로 분기되는 경우에도 소장 단계에서는 잠정 특정액을 사용하고 감정·배당자료 보강 후 변론종결 전 최종화한다.",
    "채권최고액과 실제 피담보채권액을 엄격히 구분한다.",
    "전득자, 소유자, 근저당권자, 담보제공자, 피담보채권자 역할을 분리한다."
  ],
  "proceeding_stages": {
    "allowed_values": [
      "filing_provisional",
      "evidence_update",
      "pre_close_finalization",
      "post_close_reference_only"
    ],
    "current_stage": "filing_provisional"
  },
  "runtime_inputs": {
    "close_of_arguments_date": {
      "value": null,
      "required_for": [
        "pre_close_finalization"
      ],
      "not_required_for": [
        "filing_provisional",
        "evidence_update"
      ]
    },
    "judgment_finality_date": {
      "value": null,
      "required_for": []
    },
    "litigation_mode": {
      "value": "litigation_safe",
      "allowed_values": [
        "strict",
        "best_estimate",
        "litigation_safe"
      ]
    },
    "allow_provisional_filing_amount": {
      "value": true,
      "description": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 소장 단계 잠정 특정액 허용"
    },
    "auto_trigger_distribution_sheet_request": {
      "value": true,
      "description": "경매·배당이 의심되는데 배당표가 없으면 자료보강 요청 플래그 생성"
    },
    "auto_trigger_appraisal_motion_when_value_relief_selected": {
      "value": true,
      "description": "금전지급형으로 분기되었는데 시가 자료가 부족하면 감정신청 필요 플래그 생성"
    }
  },
  "case_metadata": {
    "matter_id": null,
    "claim_group_id": null,
    "claim_id": null,
    "working_title": null,
    "review_status": "draft",
    "overall_confidence": "unknown"
  },
  "party_structure": {
    "plaintiffs": [],
    "debtor_name": null,
    "beneficiary_name": null,
    "transferee_name": null,
    "mortgagee_name": null,
    "secured_creditor_name": null,
    "security_provider_name": null,
    "registered_owner_name_at_mortgage_setting": null,
    "current_registered_owner_name": null,
    "party_roles": [
      {
        "party_name": null,
        "role": null,
        "allowed_roles": [
          "plaintiff",
          "debtor",
          "beneficiary",
          "transferee",
          "mortgagee",
          "secured_creditor",
          "security_provider",
          "current_owner",
          "subsequent_acquirer",
          "auction_purchaser"
        ]
      }
    ],
    "is_beneficiary_same_as_mortgagee": null,
    "is_transferee_same_as_security_provider": null,
    "defendant_scope": {
      "selected_value": null,
      "allowed_values": [
        "mortgagee_only",
        "owner_and_mortgagee",
        "beneficiary_and_transferee",
        "beneficiary_only",
        "transferee_only"
      ]
    }
  },
  "property_and_registry": {
    "asset_id": null,
    "property_label_for_schedule": null,
    "property_type": null,
    "address": null,
    "registry_office": null,
    "ownership_transfer_registration_date": null,
    "ownership_transfer_receipt_no": null,
    "ownership_transfer_recorded_contract_date": null,
    "mortgage_registration_date": null,
    "mortgage_registration_receipt_no": null,
    "mortgage_registration_rank": null,
    "mortgage_type": {
      "selected_value": null,
      "allowed_values": [
        "저당권",
        "근저당권",
        "공동근저당",
        "추가근저당"
      ]
    },
    "registration_status": {
      "selected_value": null,
      "allowed_values": [
        "존속",
        "말소",
        "이전",
        "경정",
        "실행완료"
      ]
    }
  },
  "prior_transfer_chain": {
    "prior_transfer_exists": null,
    "prior_transfer_type": null,
    "prior_transfer_date": null,
    "prior_transfer_registration_date": null,
    "prior_transfer_registry_receipt_no": null,
    "prior_transfer_sale_price": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "prior_transfer_market_value_at_act": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "prior_transfer_consideration_breakdown": [],
    "prior_transfer_fraudulent_act_date": null,
    "prior_transfer_beneficiary_name": null,
    "prior_transfer_transferee_name": null,
    "prior_transfer_bad_faith_flags": [],
    "linkage_to_mortgage_setting": {
      "selected_value": null,
      "allowed_values": [
        "same_transactional_scheme",
        "shortly_after_transfer",
        "long_after_transfer",
        "independent"
      ]
    }
  },
  "mortgage_setting_fact": {
    "mortgage_contract_exists": null,
    "mortgage_contract_date": null,
    "mortgage_registration_date": null,
    "mortgage_registration_receipt_no": null,
    "mortgagee_name": null,
    "security_provider_name": null,
    "secured_creditor_name": null,
    "principal_debtor_name": null,
    "claim_security_provider": null,
    "claim_secured_cap_amount": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "claim_event_type": null,
    "claim_arising_date": null,
    "claim_status_tags": [],
    "claim_nature_tags": [],
    "legal_keywords": [],
    "is_continuing_max_security": null,
    "future_claims_secured": null,
    "secured_claim_category": null,
    "contract_document_ref": null,
    "registration_document_ref": null
  },
  "secured_claim_details": {
    "secured_claim_exists": null,
    "secured_claim_type": null,
    "secured_claim_principal_amount": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_interest_amount": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_default_damage_amount": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_total_at_mortgage_setting": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_total_at_fraudulent_act": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_total_at_close_of_arguments": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_total_at_distribution": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "secured_claim_maturity_date": null,
    "secured_claim_default_date": null,
    "secured_claim_interest_rate": null,
    "secured_claim_default_rate": null,
    "secured_claim_document_type": null,
    "is_preexisting_claim": null,
    "is_simulated_or_colorable": null,
    "is_actual_consideration_proven": null,
    "secured_claim_evidence_strength": "unknown"
  },
  "fraud_analysis": {
    "fraudulent_act_date": {
      "selected_value": null,
      "candidate_values": [
        {
          "date": null,
          "source_grade": null,
          "confidence": "unknown",
          "basis": null,
          "evidence_refs": [],
          "inference_note": null
        }
      ]
    },
    "debtor_insolvency_at_setting": null,
    "debtor_remaining_assets_after_setting": {
      "krw": null,
      "status": "unknown",
      "source_grade": null,
      "confidence": "unknown",
      "basis": null,
      "inference_note": null,
      "source_refs": []
    },
    "mortgage_setting_reduces_general_creditor_pool": null,
    "mortgage_set_for_antecedent_debt": null,
    "unfair_preference_issue": null,
    "bad_faith_of_mortgagee": null,
    "bad_faith_of_transferee": null,
    "knowledge_of_debtor_insolvency": null,
    "knowledge_of_prejudice_to_general_creditors": null,
    "relationship_between_security_provider_and_mortgagee": null,
    "consideration_adequacy": null,
    "other_badges_of_fraud": [],
    "date_creditor_knew_cancellation_cause": null,
    "within_one_year_from_knowledge": null,
    "within_five_years_from_act": null,
    "void_ab_initio_issue": null,
    "simulation_issue": null,
    "good_faith_defense_of_transferee": null,
    "good_faith_defense_of_mortgagee": null
  },
  "restoration_feasibility": {
    "restoration_legally_possible": null,
    "restoration_factually_possible": null,
    "mortgage_still_registered": null,
    "mortgage_already_cancelled": null,
    "mortgage_executed_in_auction": null,
    "distribution_already_paid": null,
    "property_already_sold_in_auction": null,
    "third_party_acquired_after_auction": null,
    "selected_remedy_mode": {
      "selected_value": null,
      "allowed_values": [
        "cancel_contract_and_erase_registration",
        "erase_registration_only",
        "dividend_equivalent_payment",
        "value_compensation",
        "restoration_primary_value_backup"
      ]
    },
    "why_erasure_is_not_possible": null,
    "why_dividend_equivalent_is_preferred": null,
    "why_value_compensation_is_preferred": null
  },
  "market_value_policy_for_money_relief": {
    "legal_reference_time": "사실심 변론종결시",
    "practical_handling_when_close_unknown": {
      "at_filing_stage": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 최근 감정가, 공시가격·시가표준액·실거래자료 등 현재 확보 가능한 객관자료를 이용해 잠정 특정액을 산정한다.",
      "at_evidence_update_stage": "배당표, 경매기록, 감정결과, 피담보채권 잔액 자료를 반영해 청구취지 변경 후보를 재산정한다.",
      "at_pre_close_finalization_stage": "변론종결일에 가장 가까운 배당·감정·권리상태 자료를 반영해 최종화한다."
    },
    "candidate_selection_rules": [
      "금전지급형이 아니면 시가 candidate는 참고값으로만 유지한다.",
      "금전지급형이면 candidate_amount, valuation_date, basis_type, evidence_refs, distance_to_close_days를 반드시 저장한다.",
      "경매감정가와 실제 매각가가 모두 있으면 둘 다 별도 후보로 유지한다.",
      "채권최고액은 시가 대체지표가 아니다.",
      "피담보채권액과 시가를 혼동하지 않는다."
    ]
  },
  "money_relief_calculation": {
    "property_value_candidates_at_close": [
      {
        "asset_id": null,
        "candidate_amount": {
          "krw": null,
          "status": "unknown",
          "source_grade": null,
          "confidence": "unknown",
          "basis": null,
          "inference_note": null,
          "source_refs": []
        },
        "valuation_date": null,
        "basis_type": null,
        "evidence_refs": [],
        "distance_to_close_days": null,
        "source_grade": null,
        "confidence": "unknown",
        "rights_state_snapshot": null,
        "note": null
      }
    ],
    "property_value_at_close_of_arguments": {
      "filing_provisional_selected": null,
      "interim_selected": null,
      "final_close_selected": null,
      "selected_for_relief": null
    },
    "other_senior_encumbrances": [
      {
        "identity_key": null,
        "holder": null,
        "kind": null,
        "rank": null,
        "amount_krw": null,
        "deductible": null,
        "reason_text": null,
        "evidence_refs": []
      }
    ],
    "property_net_equity_after_senior_burdens": {
      "strict_value": null,
      "best_estimate": null,
      "litigation_safe_value": null,
      "selected_for_relief": null
    },
    "auction_and_distribution": {
      "auction_case_number": null,
      "auction_court": null,
      "auction_commencement_date": null,
      "auction_sale_price": {
        "krw": null,
        "status": "unknown",
        "source_grade": null,
        "confidence": "unknown",
        "basis": null,
        "inference_note": null,
        "source_refs": []
      },
      "distribution_date": null,
      "distribution_sheet_ref": null,
      "distribution_total": {
        "krw": null,
        "status": "unknown",
        "source_grade": null,
        "confidence": "unknown",
        "basis": null,
        "inference_note": null,
        "source_refs": []
      },
      "distributed_to_mortgagee": {
        "krw": null,
        "status": "unknown",
        "source_grade": null,
        "confidence": "unknown",
        "basis": null,
        "inference_note": null,
        "source_refs": []
      },
      "distributed_to_other_creditors": {
        "krw": null,
        "status": "unknown",
        "source_grade": null,
        "confidence": "unknown",
        "basis": null,
        "inference_note": null,
        "source_refs": []
      },
      "surplus_after_distribution": {
        "krw": null,
        "status": "unknown",
        "source_grade": null,
        "confidence": "unknown",
        "basis": null,
        "inference_note": null,
        "source_refs": []
      },
      "mortgage_extinguished_by_distribution": null
    },
    "money_relief_mode_blocks": {
      "dividend_equivalent_payment": {
        "mortgagee_actual_enrichment_amount": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null
        },
        "avoidable_distribution_amount": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null
        },
        "formula": "min(distributed_to_mortgagee, plaintiff_preserved_claim_total, avoidable_distribution_amount)"
      },
      "value_compensation": {
        "general_collateral_reduction_amount": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null
        },
        "mortgagee_gain_amount": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null
        },
        "plaintiff_specific_cap": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null
        },
        "final_recovery_cap": {
          "strict_value": null,
          "best_estimate": null,
          "litigation_safe_value": null,
          "selected_for_relief": null,
          "formula": "min(general_collateral_reduction_amount, mortgagee_gain_amount, plaintiff_preserved_claim_total)"
        }
      }
    }
  },
  "plaintiff_claims": [
    {
      "plaintiff_name": null,
      "principal_existing_at_fraudulent_act": null,
      "secured_portion_at_fraudulent_act": null,
      "unsecured_portion_at_fraudulent_act": null,
      "contractual_interest_rate": null,
      "default_interest_rate": null,
      "interest_start_date": null,
      "segment_table": [
        {
          "segment_no": 1,
          "start_date": null,
          "end_date": null,
          "days": null,
          "principal_basis_krw": null,
          "rate_type": null,
          "rate_text": null,
          "rate_numeric_per_annum": null,
          "computed_interest": null,
          "evidence_refs": [],
          "note": null
        }
      ],
      "preserved_claim_principal": {
        "strict_value": null,
        "best_estimate": null,
        "litigation_safe_value": null,
        "selected_for_relief": null
      },
      "preserved_claim_interest_until_close": {
        "strict_value": null,
        "best_estimate": null,
        "litigation_safe_value": null,
        "selected_for_relief": null
      },
      "preserved_claim_total": {
        "strict_value": null,
        "best_estimate": null,
        "litigation_safe_value": null,
        "selected_for_relief": null
      }
    }
  ],
  "drafting_workflow": {
    "default_text_policy": "말소 가능하면 계약취소 + 근저당권설정등기 말소를 우선 문안으로 생성한다.",
    "filing_stage_policy": {
      "money_relief_if_needed": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 잠정 특정액을 사용하고, 청구원인에는 감정·배당자료·변론종결시 권리상태를 반영하여 보정한다는 문구를 포함한다.",
      "cause_summary_phrase": "정확한 금액은 향후 배당자료, 감정결과 및 변론종결시 권리상태를 반영하여 보정한다."
    },
    "text_blocks": {
      "cancel_and_erase": {
        "cancellation_text": null,
        "erasure_text": null,
        "combined_relief_text": null
      },
      "dividend_equivalent_payment": {
        "principal_text": null,
        "pre_close_interest_text": null,
        "post_finality_interest_text": null,
        "combined_relief_text": null
      },
      "value_compensation": {
        "principal_text": null,
        "pre_close_interest_text": null,
        "post_finality_interest_text": null,
        "combined_relief_text": null
      },
      "restoration_primary_value_backup": {
        "primary_relief_text": null,
        "backup_relief_text": null
      }
    }
  },
  "validation": {
    "required_fields_for_cancel_and_erase": [
      "mortgage_setting_fact.mortgage_contract_date",
      "property_and_registry.mortgage_registration_date",
      "property_and_registry.mortgage_registration_receipt_no",
      "restoration_feasibility.selected_remedy_mode"
    ],
    "required_fields_for_money_relief_at_filing": [
      "money_relief_calculation.property_value_at_close_of_arguments.filing_provisional_selected",
      "plaintiff_claims[].preserved_claim_principal.litigation_safe_value"
    ],
    "required_fields_for_money_relief_final": [
      "runtime_inputs.close_of_arguments_date.value",
      "money_relief_calculation.property_value_at_close_of_arguments.final_close_selected"
    ],
    "blocking_rules": [
      "말소형인데 등기 특정사항이 없으면 blocking이다.",
      "금전지급형인데 시가 candidate table이 없으면 filing 단계에서도 blocking이다.",
      "배당금 상당 지급형인데 배당표 또는 배당액 자료가 전혀 없으면 manual review required이다.",
      "채권최고액만 있고 실제 피담보채권액이 없으면 금전배상 cap 확정은 blocking이다."
    ],
    "cross_checks": [
      "채권최고액과 실제 피담보채권액을 별도로 저장했는지 확인한다.",
      "근저당권자가 피고인지, 현재 소유자가 피고인지, 전득자 구조가 있는지 확인한다.",
      "등기말소 가능 사안에서 곧바로 금전지급형을 출력하지 않는다.",
      "금전지급형이면 시가 후보의 valuation_date와 evidence_refs가 모두 존재해야 한다."
    ],
    "validation_warnings": [],
    "finalization_status": {
      "numeric_finalization_allowed": false,
      "relief_summary_rendering_allowed": false,
      "manual_review_required": true
    }
  },
  "output_blocks": {
    "relief_summary": null,
    "cause_summary": null,
    "internal_reasoning_notes": {
      "why_cancel_and_erase_or_money_relief": null,
      "direct_evidence_fact_ids": [],
      "missing_inputs": [],
      "next_required_actions": [
        "등기부 및 계약서 특정사항 보강",
        "필요시 배당표 확보",
        "필요시 시가감정신청",
        "변론종결 전 최종 문안 재생성"
      ]
    }
  }
}