Files
Liti-agent-Development/0. YAML_Updated/mortgage_fraudulent_act_module_v1.json

636 lines
21 KiB
JSON

{
"template_name": "mortgage_fraudulent_act_module_v1",
"schema_version": "1.0-draft",
"jurisdiction": "KR",
"language": "ko-KR",
"currency": "KRW",
"purpose": "근저당권설정 자체가 사해행위인 사건에서 계약취소·등기말소를 기본구조로 삼고, 경매·배당 또는 원상회복 불능 시 배당금 상당 지급 또는 가액배상까지 분기할 수 있도록 계산·검증·문안 입력값을 생성하는 전용 모듈",
"design_principles": [
"근저당권설정 자체가 사해행위이면 기본 remedy는 근저당권설정계약 취소 + 근저당권설정등기 말소이다.",
"근저당권설정형은 일반 소유권이전형 가액배상 엔진과 별도로 당사자 역할, 피담보채권, 등기상태, 경매·배당 여부를 집중 관리한다.",
"등기말소가 가능하면 금전배상보다 말소를 우선한다.",
"배당이 이미 이루어졌거나 원상회복이 곤란한 경우에만 배당금 상당 지급 또는 가액배상을 검토한다.",
"금전지급형으로 분기되는 경우에도 소장 단계에서는 잠정 특정액을 사용하고 감정·배당자료 보강 후 변론종결 전 최종화한다.",
"채권최고액과 실제 피담보채권액을 엄격히 구분한다.",
"전득자, 소유자, 근저당권자, 담보제공자, 피담보채권자 역할을 분리한다."
],
"proceeding_stages": {
"allowed_values": [
"filing_provisional",
"evidence_update",
"pre_close_finalization",
"post_close_reference_only"
],
"current_stage": "filing_provisional"
},
"runtime_inputs": {
"close_of_arguments_date": {
"value": null,
"required_for": [
"pre_close_finalization"
],
"not_required_for": [
"filing_provisional",
"evidence_update"
]
},
"judgment_finality_date": {
"value": null,
"required_for": []
},
"litigation_mode": {
"value": "litigation_safe",
"allowed_values": [
"strict",
"best_estimate",
"litigation_safe"
]
},
"allow_provisional_filing_amount": {
"value": true,
"description": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 소장 단계 잠정 특정액 허용"
},
"auto_trigger_distribution_sheet_request": {
"value": true,
"description": "경매·배당이 의심되는데 배당표가 없으면 자료보강 요청 플래그 생성"
},
"auto_trigger_appraisal_motion_when_value_relief_selected": {
"value": true,
"description": "금전지급형으로 분기되었는데 시가 자료가 부족하면 감정신청 필요 플래그 생성"
}
},
"case_metadata": {
"matter_id": null,
"claim_group_id": null,
"claim_id": null,
"working_title": null,
"review_status": "draft",
"overall_confidence": "unknown"
},
"party_structure": {
"plaintiffs": [],
"debtor_name": null,
"beneficiary_name": null,
"transferee_name": null,
"mortgagee_name": null,
"secured_creditor_name": null,
"security_provider_name": null,
"registered_owner_name_at_mortgage_setting": null,
"current_registered_owner_name": null,
"party_roles": [
{
"party_name": null,
"role": null,
"allowed_roles": [
"plaintiff",
"debtor",
"beneficiary",
"transferee",
"mortgagee",
"secured_creditor",
"security_provider",
"current_owner",
"subsequent_acquirer",
"auction_purchaser"
]
}
],
"is_beneficiary_same_as_mortgagee": null,
"is_transferee_same_as_security_provider": null,
"defendant_scope": {
"selected_value": null,
"allowed_values": [
"mortgagee_only",
"owner_and_mortgagee",
"beneficiary_and_transferee",
"beneficiary_only",
"transferee_only"
]
}
},
"property_and_registry": {
"asset_id": null,
"property_label_for_schedule": null,
"property_type": null,
"address": null,
"registry_office": null,
"ownership_transfer_registration_date": null,
"ownership_transfer_receipt_no": null,
"ownership_transfer_recorded_contract_date": null,
"mortgage_registration_date": null,
"mortgage_registration_receipt_no": null,
"mortgage_registration_rank": null,
"mortgage_type": {
"selected_value": null,
"allowed_values": [
"저당권",
"근저당권",
"공동근저당",
"추가근저당"
]
},
"registration_status": {
"selected_value": null,
"allowed_values": [
"존속",
"말소",
"이전",
"경정",
"실행완료"
]
}
},
"prior_transfer_chain": {
"prior_transfer_exists": null,
"prior_transfer_type": null,
"prior_transfer_date": null,
"prior_transfer_registration_date": null,
"prior_transfer_registry_receipt_no": null,
"prior_transfer_sale_price": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"prior_transfer_market_value_at_act": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"prior_transfer_consideration_breakdown": [],
"prior_transfer_fraudulent_act_date": null,
"prior_transfer_beneficiary_name": null,
"prior_transfer_transferee_name": null,
"prior_transfer_bad_faith_flags": [],
"linkage_to_mortgage_setting": {
"selected_value": null,
"allowed_values": [
"same_transactional_scheme",
"shortly_after_transfer",
"long_after_transfer",
"independent"
]
}
},
"mortgage_setting_fact": {
"mortgage_contract_exists": null,
"mortgage_contract_date": null,
"mortgage_registration_date": null,
"mortgage_registration_receipt_no": null,
"mortgagee_name": null,
"security_provider_name": null,
"secured_creditor_name": null,
"principal_debtor_name": null,
"claim_security_provider": null,
"claim_secured_cap_amount": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"claim_event_type": null,
"claim_arising_date": null,
"claim_status_tags": [],
"claim_nature_tags": [],
"legal_keywords": [],
"is_continuing_max_security": null,
"future_claims_secured": null,
"secured_claim_category": null,
"contract_document_ref": null,
"registration_document_ref": null
},
"secured_claim_details": {
"secured_claim_exists": null,
"secured_claim_type": null,
"secured_claim_principal_amount": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_interest_amount": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_default_damage_amount": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_total_at_mortgage_setting": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_total_at_fraudulent_act": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_total_at_close_of_arguments": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_total_at_distribution": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"secured_claim_maturity_date": null,
"secured_claim_default_date": null,
"secured_claim_interest_rate": null,
"secured_claim_default_rate": null,
"secured_claim_document_type": null,
"is_preexisting_claim": null,
"is_simulated_or_colorable": null,
"is_actual_consideration_proven": null,
"secured_claim_evidence_strength": "unknown"
},
"fraud_analysis": {
"fraudulent_act_date": {
"selected_value": null,
"candidate_values": [
{
"date": null,
"source_grade": null,
"confidence": "unknown",
"basis": null,
"evidence_refs": [],
"inference_note": null
}
]
},
"debtor_insolvency_at_setting": null,
"debtor_remaining_assets_after_setting": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"mortgage_setting_reduces_general_creditor_pool": null,
"mortgage_set_for_antecedent_debt": null,
"unfair_preference_issue": null,
"bad_faith_of_mortgagee": null,
"bad_faith_of_transferee": null,
"knowledge_of_debtor_insolvency": null,
"knowledge_of_prejudice_to_general_creditors": null,
"relationship_between_security_provider_and_mortgagee": null,
"consideration_adequacy": null,
"other_badges_of_fraud": [],
"date_creditor_knew_cancellation_cause": null,
"within_one_year_from_knowledge": null,
"within_five_years_from_act": null,
"void_ab_initio_issue": null,
"simulation_issue": null,
"good_faith_defense_of_transferee": null,
"good_faith_defense_of_mortgagee": null
},
"restoration_feasibility": {
"restoration_legally_possible": null,
"restoration_factually_possible": null,
"mortgage_still_registered": null,
"mortgage_already_cancelled": null,
"mortgage_executed_in_auction": null,
"distribution_already_paid": null,
"property_already_sold_in_auction": null,
"third_party_acquired_after_auction": null,
"selected_remedy_mode": {
"selected_value": null,
"allowed_values": [
"cancel_contract_and_erase_registration",
"erase_registration_only",
"dividend_equivalent_payment",
"value_compensation",
"restoration_primary_value_backup"
]
},
"why_erasure_is_not_possible": null,
"why_dividend_equivalent_is_preferred": null,
"why_value_compensation_is_preferred": null
},
"market_value_policy_for_money_relief": {
"legal_reference_time": "사실심 변론종결시",
"practical_handling_when_close_unknown": {
"at_filing_stage": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 최근 감정가, 공시가격·시가표준액·실거래자료 등 현재 확보 가능한 객관자료를 이용해 잠정 특정액을 산정한다.",
"at_evidence_update_stage": "배당표, 경매기록, 감정결과, 피담보채권 잔액 자료를 반영해 청구취지 변경 후보를 재산정한다.",
"at_pre_close_finalization_stage": "변론종결일에 가장 가까운 배당·감정·권리상태 자료를 반영해 최종화한다."
},
"candidate_selection_rules": [
"금전지급형이 아니면 시가 candidate는 참고값으로만 유지한다.",
"금전지급형이면 candidate_amount, valuation_date, basis_type, evidence_refs, distance_to_close_days를 반드시 저장한다.",
"경매감정가와 실제 매각가가 모두 있으면 둘 다 별도 후보로 유지한다.",
"채권최고액은 시가 대체지표가 아니다.",
"피담보채권액과 시가를 혼동하지 않는다."
]
},
"money_relief_calculation": {
"property_value_candidates_at_close": [
{
"asset_id": null,
"candidate_amount": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"valuation_date": null,
"basis_type": null,
"evidence_refs": [],
"distance_to_close_days": null,
"source_grade": null,
"confidence": "unknown",
"rights_state_snapshot": null,
"note": null
}
],
"property_value_at_close_of_arguments": {
"filing_provisional_selected": null,
"interim_selected": null,
"final_close_selected": null,
"selected_for_relief": null
},
"other_senior_encumbrances": [
{
"identity_key": null,
"holder": null,
"kind": null,
"rank": null,
"amount_krw": null,
"deductible": null,
"reason_text": null,
"evidence_refs": []
}
],
"property_net_equity_after_senior_burdens": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"auction_and_distribution": {
"auction_case_number": null,
"auction_court": null,
"auction_commencement_date": null,
"auction_sale_price": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"distribution_date": null,
"distribution_sheet_ref": null,
"distribution_total": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"distributed_to_mortgagee": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"distributed_to_other_creditors": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"surplus_after_distribution": {
"krw": null,
"status": "unknown",
"source_grade": null,
"confidence": "unknown",
"basis": null,
"inference_note": null,
"source_refs": []
},
"mortgage_extinguished_by_distribution": null
},
"money_relief_mode_blocks": {
"dividend_equivalent_payment": {
"mortgagee_actual_enrichment_amount": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"avoidable_distribution_amount": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"formula": "min(distributed_to_mortgagee, plaintiff_preserved_claim_total, avoidable_distribution_amount)"
},
"value_compensation": {
"general_collateral_reduction_amount": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"mortgagee_gain_amount": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"plaintiff_specific_cap": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"final_recovery_cap": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null,
"formula": "min(general_collateral_reduction_amount, mortgagee_gain_amount, plaintiff_preserved_claim_total)"
}
}
}
},
"plaintiff_claims": [
{
"plaintiff_name": null,
"principal_existing_at_fraudulent_act": null,
"secured_portion_at_fraudulent_act": null,
"unsecured_portion_at_fraudulent_act": null,
"contractual_interest_rate": null,
"default_interest_rate": null,
"interest_start_date": null,
"segment_table": [
{
"segment_no": 1,
"start_date": null,
"end_date": null,
"days": null,
"principal_basis_krw": null,
"rate_type": null,
"rate_text": null,
"rate_numeric_per_annum": null,
"computed_interest": null,
"evidence_refs": [],
"note": null
}
],
"preserved_claim_principal": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"preserved_claim_interest_until_close": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
},
"preserved_claim_total": {
"strict_value": null,
"best_estimate": null,
"litigation_safe_value": null,
"selected_for_relief": null
}
}
],
"drafting_workflow": {
"default_text_policy": "말소 가능하면 계약취소 + 근저당권설정등기 말소를 우선 문안으로 생성한다.",
"filing_stage_policy": {
"money_relief_if_needed": "배당금 상당 지급 또는 가액배상형으로 분기되는 경우 잠정 특정액을 사용하고, 청구원인에는 감정·배당자료·변론종결시 권리상태를 반영하여 보정한다는 문구를 포함한다.",
"cause_summary_phrase": "정확한 금액은 향후 배당자료, 감정결과 및 변론종결시 권리상태를 반영하여 보정한다."
},
"text_blocks": {
"cancel_and_erase": {
"cancellation_text": null,
"erasure_text": null,
"combined_relief_text": null
},
"dividend_equivalent_payment": {
"principal_text": null,
"pre_close_interest_text": null,
"post_finality_interest_text": null,
"combined_relief_text": null
},
"value_compensation": {
"principal_text": null,
"pre_close_interest_text": null,
"post_finality_interest_text": null,
"combined_relief_text": null
},
"restoration_primary_value_backup": {
"primary_relief_text": null,
"backup_relief_text": null
}
}
},
"validation": {
"required_fields_for_cancel_and_erase": [
"mortgage_setting_fact.mortgage_contract_date",
"property_and_registry.mortgage_registration_date",
"property_and_registry.mortgage_registration_receipt_no",
"restoration_feasibility.selected_remedy_mode"
],
"required_fields_for_money_relief_at_filing": [
"money_relief_calculation.property_value_at_close_of_arguments.filing_provisional_selected",
"plaintiff_claims[].preserved_claim_principal.litigation_safe_value"
],
"required_fields_for_money_relief_final": [
"runtime_inputs.close_of_arguments_date.value",
"money_relief_calculation.property_value_at_close_of_arguments.final_close_selected"
],
"blocking_rules": [
"말소형인데 등기 특정사항이 없으면 blocking이다.",
"금전지급형인데 시가 candidate table이 없으면 filing 단계에서도 blocking이다.",
"배당금 상당 지급형인데 배당표 또는 배당액 자료가 전혀 없으면 manual review required이다.",
"채권최고액만 있고 실제 피담보채권액이 없으면 금전배상 cap 확정은 blocking이다."
],
"cross_checks": [
"채권최고액과 실제 피담보채권액을 별도로 저장했는지 확인한다.",
"근저당권자가 피고인지, 현재 소유자가 피고인지, 전득자 구조가 있는지 확인한다.",
"등기말소 가능 사안에서 곧바로 금전지급형을 출력하지 않는다.",
"금전지급형이면 시가 후보의 valuation_date와 evidence_refs가 모두 존재해야 한다."
],
"validation_warnings": [],
"finalization_status": {
"numeric_finalization_allowed": false,
"relief_summary_rendering_allowed": false,
"manual_review_required": true
}
},
"output_blocks": {
"relief_summary": null,
"cause_summary": null,
"internal_reasoning_notes": {
"why_cancel_and_erase_or_money_relief": null,
"direct_evidence_fact_ids": [],
"missing_inputs": [],
"next_required_actions": [
"등기부 및 계약서 특정사항 보강",
"필요시 배당표 확보",
"필요시 시가감정신청",
"변론종결 전 최종 문안 재생성"
]
}
}
}