2 lines
16 KiB
JSON
2 lines
16 KiB
JSON
{"template_name":"mortgage_fraudulent_act_module_v1","schema_version":"1.0-draft","jurisdiction":"KR","language":"ko-KR","currency":"KRW","purpose":"근저당권설정 자체가 사해행위인 사건에서 계약취소·등기말소를 기본구조로 삼고, 경매·배당 또는 원상회복 불능 시 배당금 상당 지급 또는 가액배상까지 분기할 수 있도록 계산·검증·문안 입력값을 생성하는 전용 모듈","design_principles":["근저당권설정 자체가 사해행위이면 기본 remedy는 근저당권설정계약 취소 + 근저당권설정등기 말소이다.","근저당권설정형은 일반 소유권이전형 가액배상 엔진과 별도로 당사자 역할, 피담보채권, 등기상태, 경매·배당 여부를 집중 관리한다.","등기말소가 가능하면 금전배상보다 말소를 우선한다.","배당이 이미 이루어졌거나 원상회복이 곤란한 경우에만 배당금 상당 지급 또는 가액배상을 검토한다.","금전지급형으로 분기되는 경우에도 소장 단계에서는 잠정 특정액을 사용하고 감정·배당자료 보강 후 변론종결 전 최종화한다.","채권최고액과 실제 피담보채권액을 엄격히 구분한다.","전득자, 소유자, 근저당권자, 담보제공자, 피담보채권자 역할을 분리한다."],"proceeding_stages":{"allowed_values":["filing_provisional","evidence_update","pre_close_finalization","post_close_reference_only"],"current_stage":"filing_provisional"},"runtime_inputs":{"close_of_arguments_date":{"value":null,"required_for":["pre_close_finalization"],"not_required_for":["filing_provisional","evidence_update"]},"judgment_finality_date":{"value":null,"required_for":[]},"litigation_mode":{"value":"litigation_safe","allowed_values":["strict","best_estimate","litigation_safe"]},"allow_provisional_filing_amount":{"value":true,"description":"배당금 상당 지급 또는 가액배상형으로 분기되는 경우 소장 단계 잠정 특정액 허용"},"auto_trigger_distribution_sheet_request":{"value":true,"description":"경매·배당이 의심되는데 배당표가 없으면 자료보강 요청 플래그 생성"},"auto_trigger_appraisal_motion_when_value_relief_selected":{"value":true,"description":"금전지급형으로 분기되었는데 시가 자료가 부족하면 감정신청 필요 플래그 생성"}},"case_metadata":{"matter_id":null,"claim_group_id":null,"claim_id":null,"working_title":null,"review_status":"draft","overall_confidence":"unknown"},"party_structure":{"plaintiffs":[],"debtor_name":null,"beneficiary_name":null,"transferee_name":null,"mortgagee_name":null,"secured_creditor_name":null,"security_provider_name":null,"registered_owner_name_at_mortgage_setting":null,"current_registered_owner_name":null,"party_roles":[{"party_name":null,"role":null,"allowed_roles":["plaintiff","debtor","beneficiary","transferee","mortgagee","secured_creditor","security_provider","current_owner","subsequent_acquirer","auction_purchaser"]}],"is_beneficiary_same_as_mortgagee":null,"is_transferee_same_as_security_provider":null,"defendant_scope":{"selected_value":null,"allowed_values":["mortgagee_only","owner_and_mortgagee","beneficiary_and_transferee","beneficiary_only","transferee_only"]}},"property_and_registry":{"asset_id":null,"property_label_for_schedule":null,"property_type":null,"address":null,"registry_office":null,"ownership_transfer_registration_date":null,"ownership_transfer_receipt_no":null,"ownership_transfer_recorded_contract_date":null,"mortgage_registration_date":null,"mortgage_registration_receipt_no":null,"mortgage_registration_rank":null,"mortgage_type":{"selected_value":null,"allowed_values":["저당권","근저당권","공동근저당","추가근저당"]},"registration_status":{"selected_value":null,"allowed_values":["존속","말소","이전","경정","실행완료"]}},"prior_transfer_chain":{"prior_transfer_exists":null,"prior_transfer_type":null,"prior_transfer_date":null,"prior_transfer_registration_date":null,"prior_transfer_registry_receipt_no":null,"prior_transfer_sale_price":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"prior_transfer_market_value_at_act":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"prior_transfer_consideration_breakdown":[],"prior_transfer_fraudulent_act_date":null,"prior_transfer_beneficiary_name":null,"prior_transfer_transferee_name":null,"prior_transfer_bad_faith_flags":[],"linkage_to_mortgage_setting":{"selected_value":null,"allowed_values":["same_transactional_scheme","shortly_after_transfer","long_after_transfer","independent"]}},"mortgage_setting_fact":{"mortgage_contract_exists":null,"mortgage_contract_date":null,"mortgage_registration_date":null,"mortgage_registration_receipt_no":null,"mortgagee_name":null,"security_provider_name":null,"secured_creditor_name":null,"principal_debtor_name":null,"claim_security_provider":null,"claim_secured_cap_amount":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"claim_event_type":null,"claim_arising_date":null,"claim_status_tags":[],"claim_nature_tags":[],"legal_keywords":[],"is_continuing_max_security":null,"future_claims_secured":null,"secured_claim_category":null,"contract_document_ref":null,"registration_document_ref":null},"secured_claim_details":{"secured_claim_exists":null,"secured_claim_type":null,"secured_claim_principal_amount":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_interest_amount":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_default_damage_amount":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_total_at_mortgage_setting":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_total_at_fraudulent_act":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_total_at_close_of_arguments":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_total_at_distribution":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"secured_claim_maturity_date":null,"secured_claim_default_date":null,"secured_claim_interest_rate":null,"secured_claim_default_rate":null,"secured_claim_document_type":null,"is_preexisting_claim":null,"is_simulated_or_colorable":null,"is_actual_consideration_proven":null,"secured_claim_evidence_strength":"unknown"},"fraud_analysis":{"fraudulent_act_date":{"selected_value":null,"candidate_values":[{"date":null,"source_grade":null,"confidence":"unknown","basis":null,"evidence_refs":[],"inference_note":null}]},"debtor_insolvency_at_setting":null,"debtor_remaining_assets_after_setting":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"mortgage_setting_reduces_general_creditor_pool":null,"mortgage_set_for_antecedent_debt":null,"unfair_preference_issue":null,"bad_faith_of_mortgagee":null,"bad_faith_of_transferee":null,"knowledge_of_debtor_insolvency":null,"knowledge_of_prejudice_to_general_creditors":null,"relationship_between_security_provider_and_mortgagee":null,"consideration_adequacy":null,"other_badges_of_fraud":[],"date_creditor_knew_cancellation_cause":null,"within_one_year_from_knowledge":null,"within_five_years_from_act":null,"void_ab_initio_issue":null,"simulation_issue":null,"good_faith_defense_of_transferee":null,"good_faith_defense_of_mortgagee":null},"restoration_feasibility":{"restoration_legally_possible":null,"restoration_factually_possible":null,"mortgage_still_registered":null,"mortgage_already_cancelled":null,"mortgage_executed_in_auction":null,"distribution_already_paid":null,"property_already_sold_in_auction":null,"third_party_acquired_after_auction":null,"selected_remedy_mode":{"selected_value":null,"allowed_values":["cancel_contract_and_erase_registration","erase_registration_only","dividend_equivalent_payment","value_compensation","restoration_primary_value_backup"]},"why_erasure_is_not_possible":null,"why_dividend_equivalent_is_preferred":null,"why_value_compensation_is_preferred":null},"market_value_policy_for_money_relief":{"legal_reference_time":"사실심 변론종결시","practical_handling_when_close_unknown":{"at_filing_stage":"배당금 상당 지급 또는 가액배상형으로 분기되는 경우 최근 감정가, 공시가격·시가표준액·실거래자료 등 현재 확보 가능한 객관자료를 이용해 잠정 특정액을 산정한다.","at_evidence_update_stage":"배당표, 경매기록, 감정결과, 피담보채권 잔액 자료를 반영해 청구취지 변경 후보를 재산정한다.","at_pre_close_finalization_stage":"변론종결일에 가장 가까운 배당·감정·권리상태 자료를 반영해 최종화한다."},"candidate_selection_rules":["금전지급형이 아니면 시가 candidate는 참고값으로만 유지한다.","금전지급형이면 candidate_amount, valuation_date, basis_type, evidence_refs, distance_to_close_days를 반드시 저장한다.","경매감정가와 실제 매각가가 모두 있으면 둘 다 별도 후보로 유지한다.","채권최고액은 시가 대체지표가 아니다.","피담보채권액과 시가를 혼동하지 않는다."]},"money_relief_calculation":{"property_value_candidates_at_close":[{"asset_id":null,"candidate_amount":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"valuation_date":null,"basis_type":null,"evidence_refs":[],"distance_to_close_days":null,"source_grade":null,"confidence":"unknown","rights_state_snapshot":null,"note":null}],"property_value_at_close_of_arguments":{"filing_provisional_selected":null,"interim_selected":null,"final_close_selected":null,"selected_for_relief":null},"other_senior_encumbrances":[{"identity_key":null,"holder":null,"kind":null,"rank":null,"amount_krw":null,"deductible":null,"reason_text":null,"evidence_refs":[]}],"property_net_equity_after_senior_burdens":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"auction_and_distribution":{"auction_case_number":null,"auction_court":null,"auction_commencement_date":null,"auction_sale_price":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"distribution_date":null,"distribution_sheet_ref":null,"distribution_total":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"distributed_to_mortgagee":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"distributed_to_other_creditors":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"surplus_after_distribution":{"krw":null,"status":"unknown","source_grade":null,"confidence":"unknown","basis":null,"inference_note":null,"source_refs":[]},"mortgage_extinguished_by_distribution":null},"money_relief_mode_blocks":{"dividend_equivalent_payment":{"mortgagee_actual_enrichment_amount":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"avoidable_distribution_amount":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"formula":"min(distributed_to_mortgagee, plaintiff_preserved_claim_total, avoidable_distribution_amount)"},"value_compensation":{"general_collateral_reduction_amount":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"mortgagee_gain_amount":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"plaintiff_specific_cap":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"final_recovery_cap":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null,"formula":"min(general_collateral_reduction_amount, mortgagee_gain_amount, plaintiff_preserved_claim_total)"}}}},"plaintiff_claims":[{"plaintiff_name":null,"principal_existing_at_fraudulent_act":null,"secured_portion_at_fraudulent_act":null,"unsecured_portion_at_fraudulent_act":null,"contractual_interest_rate":null,"default_interest_rate":null,"interest_start_date":null,"segment_table":[{"segment_no":1,"start_date":null,"end_date":null,"days":null,"principal_basis_krw":null,"rate_type":null,"rate_text":null,"rate_numeric_per_annum":null,"computed_interest":null,"evidence_refs":[],"note":null}],"preserved_claim_principal":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"preserved_claim_interest_until_close":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null},"preserved_claim_total":{"strict_value":null,"best_estimate":null,"litigation_safe_value":null,"selected_for_relief":null}}],"drafting_workflow":{"default_text_policy":"말소 가능하면 계약취소 + 근저당권설정등기 말소를 우선 문안으로 생성한다.","filing_stage_policy":{"money_relief_if_needed":"배당금 상당 지급 또는 가액배상형으로 분기되는 경우 잠정 특정액을 사용하고, 청구원인에는 감정·배당자료·변론종결시 권리상태를 반영하여 보정한다는 문구를 포함한다.","cause_summary_phrase":"정확한 금액은 향후 배당자료, 감정결과 및 변론종결시 권리상태를 반영하여 보정한다."},"text_blocks":{"cancel_and_erase":{"cancellation_text":null,"erasure_text":null,"combined_relief_text":null},"dividend_equivalent_payment":{"principal_text":null,"pre_close_interest_text":null,"post_finality_interest_text":null,"combined_relief_text":null},"value_compensation":{"principal_text":null,"pre_close_interest_text":null,"post_finality_interest_text":null,"combined_relief_text":null},"restoration_primary_value_backup":{"primary_relief_text":null,"backup_relief_text":null}}},"validation":{"required_fields_for_cancel_and_erase":["mortgage_setting_fact.mortgage_contract_date","property_and_registry.mortgage_registration_date","property_and_registry.mortgage_registration_receipt_no","restoration_feasibility.selected_remedy_mode"],"required_fields_for_money_relief_at_filing":["money_relief_calculation.property_value_at_close_of_arguments.filing_provisional_selected","plaintiff_claims[].preserved_claim_principal.litigation_safe_value"],"required_fields_for_money_relief_final":["runtime_inputs.close_of_arguments_date.value","money_relief_calculation.property_value_at_close_of_arguments.final_close_selected"],"blocking_rules":["말소형인데 등기 특정사항이 없으면 blocking이다.","금전지급형인데 시가 candidate table이 없으면 filing 단계에서도 blocking이다.","배당금 상당 지급형인데 배당표 또는 배당액 자료가 전혀 없으면 manual review required이다.","채권최고액만 있고 실제 피담보채권액이 없으면 금전배상 cap 확정은 blocking이다."],"cross_checks":["채권최고액과 실제 피담보채권액을 별도로 저장했는지 확인한다.","근저당권자가 피고인지, 현재 소유자가 피고인지, 전득자 구조가 있는지 확인한다.","등기말소 가능 사안에서 곧바로 금전지급형을 출력하지 않는다.","금전지급형이면 시가 후보의 valuation_date와 evidence_refs가 모두 존재해야 한다."],"validation_warnings":[],"finalization_status":{"numeric_finalization_allowed":false,"relief_summary_rendering_allowed":false,"manual_review_required":true}},"output_blocks":{"relief_summary":null,"cause_summary":null,"internal_reasoning_notes":{"why_cancel_and_erase_or_money_relief":null,"direct_evidence_fact_ids":[],"missing_inputs":[],"next_required_actions":["등기부 및 계약서 특정사항 보강","필요시 배당표 확보","필요시 시가감정신청","변론종결 전 최종 문안 재생성"]}}}
|